Property insurance for small business is different from home property insurance. Therefore, if you decide to work from home, you need to take into account all the situations.
Home property insurance coverage provides liability coverage in case of an injury to someone arising from negligence within the boundaries of your property. In this way, home property insurance can pay for the cost of a lawsuit and other legal fees should that someone decides to sue you to court.
But will your home property insurance stand up if you are running a small business from home and a client visits you in your home and injures themself?
Because your small business is unique, you will have to design your own property insurance package. To meet the protection needs of your small business, your property insurance policy must be customized to cover all aspects of your small business.
You can find various property insurance companies online who will be able to provide you with a customized quote for your particular circumstances. Take time to explain everything you want cover for. Public liability, your home office equipment, loss of income protection and more.
You can get more information over at Property Insurance Basics
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